Introduction to Medicare

Welcome to the world of Medicare! If you’re wondering what it is and how it works, you’re in the right place. In this series of five articles, we will explain the basics of Medicare in a clear and simple way. Let’s get started!

What is Medicare?

Medicare is a U.S. government health insurance program that was established in 1965. Its main objective is to provide medical coverage to people over 65 years of age, as well as to younger people with certain disabilities or chronic illnesses.

More than 62 million people are currently enrolled in Medicare! Clearly, it is a very important health care program in our society.

It is important to note that Medicare does not cover all medical expenses in full. Medicare beneficiaries generally must pay monthly premiums, deductibles and copayments for covered services. In addition, there are certain limitations on coverage, and some specific services and treatments may not be included.

It is recommended that individuals interested in Medicare learn in detail about the different aspects of the program and the options available to choose the coverage that best suits their needs. Evaluate your needs, budget and eligibility to make an informed decision about the health insurance that best suits you.

If you are not sure what type of health insurance is right for you, we recommend that you talk to an insurance counselor or seek help from community organizations that provide health care assistance. They will be able to guide you and help you make the best decision.

Useful resources:

  • Official Medicare website (medicare.gov): A treasure trove of reliable information about Medicare and your options.
  • Programa de Asesoramiento de Medicare (SHIP, por sus siglas en inglés): Expertos locales que pueden ayudarte a comprender y elegir el plan de Medicare adecuado para ti.
  • Medicare phone numbers: You can call 1-800-MEDICARE (1-800-633-4227) to get answers to your questions.

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